Exit Realty of Beaufort/Melissa Evans is there for consumers needing to do a short sale Beaufort, South Carolina

Is it time to short sell your home?

What is a short sale? A short sale happens when the amount of the outstanding loans are greater than the value of the home. This can be due to many factors, but frequently is a result of a rapidly declining housing market.

For many homeowners, a short sale is an ideal way to avoid foreclosure or bankruptcy when they can negotiate with the lender to write off the remainder of the loan.


How do I proceed with a short sale?

First, get an idea of the true market value of your property. Since hiring a licensed appraiser may not fit your already tight budget, a qualified local REALTOR® that knows the current conditions of the Beaufort real estate market is a smart way to get a reliable estimate of what your home could sell for.

Need an honest idea of what your home is worth in today's market? Contact us today to find out how Exit Realty of Beaufort/Melissa Evans can help.

Next, estimate your closing costs. The knowledgeable REALTORS® at Exit Realty of Beaufort/Melissa Evans will take into account fees including title report, appraisal, escrow, property taxes, and agent commissions to tally your final costs at closing.

Finally, get in touch with your lender and tell them of your situation. They may even have a dedicated team that deals with short sales. Ask about their exact process. Some lenders will be more willing to work with you than others. They may be able to decrease your loan principal or make other arrangements. Your lender will have to give consent for the final sale.


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